Living funds
Tertiary students generally need NZ$20,000 for each year of study.
New Zealand study visas connect your offer of place, tuition payment, genuine intentions, health, insurance and access to living funds. The provider must be approved and meet the pastoral-care requirements for international learners.

Compare the qualification, provider, city and complete budget, then confirm the details in your offer and current student-visa guidance.
Tertiary students generally need NZ$20,000 for each year of study.
The Fee Paying Student Visa currently starts from NZ$850.
Eligible student visas may allow up to 25 hours of work a week.
Acceptable medical and travel insurance is required for most international students.
Course names alone are not enough. Compare qualification level, duration, assessment, progression and professional relevance.
Approved full-time English courses with work rights only when specific conditions are met.
NZQCF-aligned applied qualifications at different levels and durations.
Undergraduate study through universities and approved tertiary providers.
Graduate certificates, master's degrees and doctoral routes.
Requirements differ by institution and personal circumstances. Keep every decision traceable and every document consistent.
View student visa guidanceCheck academic history, subject fit, entry criteria and realistic progression.
Compare recognition, location, tuition, intakes and the support offered to international students.
Prepare accurate academic, identity and English-language evidence for the institution.
Read every condition, deadline, refund term and deposit requirement before paying.
Organise funds, health, identity and study-purpose evidence around the official checklist.
Arrange housing, insurance, travel, arrival documents and the first weeks of living costs.
Use current official and provider figures before paying. Exchange rates, tuition and immigration charges can change.
Fees vary by course, provider and duration; use the offer of place and provider invoice.
Plan around the NZ$20,000 annual immigration requirement for tertiary study.
Official guidance shows options from shared housing to catered halls, with very different weekly costs.
Study with New Zealand suggests at least NZ$80–$120 weekly for basic groceries alone.
Immigration New Zealand figures reviewed 22 July 2026. Figures are guidance, not a guarantee of admission or visa approval.
Employment is never a substitute for the funds required to study. These figures help you compare local pay rules with common recurring costs.
Eligible visas may allow 25 hours a week during study and full-time work in scheduled holidays.
Medical and travel insurance must meet the code and be acceptable to the education provider.
Auckland, Wellington, Christchurch and regional centres have different rent and transport profiles.
Keep accessible copies of your offer, visa, funds, address, insurance and provider contacts.
Rules can change. These links are the official starting points used to review this guide.
Contact our team